OPTIM – digital record of negotiations, in compliance with legislation
The software is intended for financial advisors and allows the drafting of a solution and documentation of the entire process for agreeing, amending, and terminating a financial product. It supports distribution processes in the area of insurance, investment, loans, and supplementary pension saving.
Based on the client requirements, OPTIM proposes a solution and automatically checks that it is proportionate and suitable. The output of all negotiations (completed and not completed) is the document Record of negotiations and potentially other documents, if the advisor must create them in the given context (for example, an AML check document).
OPTIM can be integrated into any company portal and is compatible with the MAXX system.
As part of the process for agreeing, changing, or terminating a product, the client defines his requirements and needs, and, on this basis, the system offers the most suitable solution, for which the advisor formulates corresponding recommendations or advice. The output from all proceedings is a Record of negotiations and potentially other documents, if the advisor must create them in the given context (for example, an AML check document). A Record of negotiations is generated if the process for agreeing is terminated prematurely and the product is not agreed, or the negotiations are interrupted.
OPTIM can in a clear manner amalgamate the individual business negotiations in business cases. Then within their context it also allows the resolution of several different distribution processes applying to various product lines that different advisors deal with. The business cases or individual negotiations can be shared or delegated to another advisor.
The system has an integrated administration module allowing the full administration of all its users (addition, change, cancellation, change of password, etc.) from the ranks of financial advisors, their managers, and other persons ensuring administration in an advisory company.
It also ensures protection of client data, by allocation of access rights to individual business cases or negotiations in the context of the sales network.
If you want to learn more about the OPTIM product, please contact us.